carmen

Date: Sat, 06/11/2011 - 12:12

Submitted by anonymous
on Sat, 06/11/2011 - 12:12

Posts: 202330 Credits: [Donate]

Total Replies: 3

discover is sueing me and the collection agency want triple the amount up front and monthly payments for a year thats more then i can even afford if i had that kind of money if i did i wouldn't be in this mess what should i do loosing my mind in mass.

Hi! Welcome to the Forums! You should make a written request to

Hi!
Welcome to the Forums!

You should make a written request to them for a debt validation letter. Send a Cease and Desist letter if you don't get the validation letter. However, if the debt is properly validated, then you can arrange an affordable repayment plan with them. You can also try to settle the debt on your own. In case you are not able to settle the debt on your own, then you can get help from a professional debt relief company. They may help you repay the debt comfortably.

lrhall41

Submitted by Good Nelly on Sun, 06/12/2011 - 21:21

( Posts: 2846 | Credits: )

You can make a written request to them for a debt validation let

You can make a written request to them for a debt validation letter. If they don???t reply, then forward them a C&D letter. But, if they send you a proper debt validation letter, then you can negotiate with the CA and work out a better repayment plan. You can get a secured loan to repay the existing debts. The interest rate on this loan is lower as compared to the unsecured loan.

lrhall41

Submitted by anonymous on Mon, 06/13/2011 - 06:14

( Posts: 202330 | Credits: )

if you send a cease and desist or a DV letter then you're going

if you send a cease and desist or a DV letter then you're going to get a judgement against you. its too late for a DV. you need to answer the summons.

lrhall41

Submitted by anonymous on Mon, 06/13/2011 - 06:31

( Posts: 202330 | Credits: )