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Can debt settlement stop garnishment - Does anyone know?

Submitted by Geoff on Sun, 11/27/2016 - 21:26
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I have some credit cards to settle. The outstanding amount is quite high. So, thinking of going for prossional help to settle - repay less and get rid of the account. But, can It help stop wage garnishment, if the creditor starts any such things?


You do not need a professional to settle a debt with a creditor......you can do it yourself. In order to garnish you, they need a judgment first. Have they done this? Has a garnishment started?


Submitted by SOAPLADY on Wed, 12/21/2016 - 19:22

SOAPLADY

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Yes, debt settlement can stop garnishment but it might be too late if they already started the process. I have only had wage garnishment for a short time before I quit my job. If you quit your job, they cannot take your money because you are not making it. It is best to settle the debt directly with the creditor. I am on a journey to do that in 2017.


Submitted by Zackary on Fri, 12/23/2016 - 01:56

Zackary

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