Is Debt Settlement Legal in SC?

Debt settlement is not legal in South Carolina. Only a licensed attorney in SC can't provide debt settlement . I suggest you look in your phone book and shop around with local attorneys in your area that offer debt settlement services.

The problem I had here in GA, which also requires an attorney, is that when you look up debt settlement attorneys, they end up being bankruptcy ones instead. I haven't found an attorney yet in my area that handles settlement. I hope you have better luck in SC!

Thanks! I hope you find one soon!

"Only a licensed attorney in SC can't provide debt settlement."

I'd like to know what it actually means. is it that only licensed companies can offer settlement or does it imply that having a license isn't enough to provide settlement services?

Yes, you can achieve a debt settlement in South Carolina. An attorney must have an office in South Carolina to do debt settlement is what he meant. The standard fee is 15% of the debt amount, but when you settle on average at 40% of the original amount, you're looking at about a 55% of the original amount, but most times it comes in lower. Google "debt management guys" and just about any of those links let you learn more information about getting a debt settlement done in South Carolina or any state for that matter. Its an attorney backed network.

in addition to what that means is regular settlement companies are not legally allowed to work for clients that live there. you cant just google a settlement company and choose one. you have to use a debt settlement attorney

It can't just be a out of state attorney. That debt settlement attorney must be licensed to practice law in the state of South Carolina.