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Should I enroll into DMP or take out a loan to pay off debt in Marina, California?

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I have a 3 credit cards, 2 departmental store credit cards, a personal loan. I have taken out the personal loan from a credit union in Marina, California. I want to pay off these loans as soon as possible. Should I take out a debt consolidation loan? Will I benefit more by enrolling into a debt management program?

A debt management program will tank your score and your credit union probably wont agree to it. How much do you owe?? Most banks are not lending much over $5000 unsecured.

Sub: #1 posted on Fri, 08/09/2013 - 15:26

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How much do you owe in total? Unsecured debt consolidation loans carry high interest rates.

Look at this comparison chart once: on.html

Sub: #2 posted on Mon, 10/28/2013 - 21:35

ditchdebt ditchdebt

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