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Lvnv wage garnishment

Date: Wed, 01/19/2011 - 00:02

Submitted by anonymous
on Wed, 01/19/2011 - 00:02

Posts: 202330 Credits: [Donate]

Total Replies: 6


I am currently planning on filing bankruotcy becosue of LVNV LLC, they processed a wage garnishment through a judgement recieved on 2007. I was issued a wage garnishment via my paryroll dept, first notice of any judgement in relation to an outstanding debt. I could not afford the garnishment and submitted a Claim of Exemption form; the court overturned the garnishment and refunded my funds. They again have without notice submitted the same judgement and have again garnished my wages. I am at a loss and discover that this information is not found in any of my public records via the crdit bureaus. I do not know what to do. I am trying to stop the garnishment and i don't have large outstanding debt, bankruptcy seems extreme, espicially if i can get the judgement overturned.


if you were never served with a summons for the court case, then they illegally obtained this judgment in the first place. Was the case heard in the court in your county of residence? If not, then they did that illegally too.

I would consult with an attorney and ask about filing motion to vacate judgment due to improper service. Its possible that you may be able to get this whole thing wiped completely out altogether.


lrhall41

Submitted by skydivr7673 on Wed, 01/19/2011 - 05:26

( Posts: 2036 | Credits: )


Thank you all, I am going to be discussing this with an attorney. They never sent me a summons, they submitted the lawsuit in Los Angeles County Beverly Hills court and i live in San Bernardino county. The other thing is that nothng regarding this debt appears on my credit report, not even the judgement, I am getting very worried, espeically becasue I was just served a disconnection notice from Edison, this garnishment is wreaking havoc...

Thank you again, i will keep you all posted.


lrhall41

Submitted by on Wed, 01/19/2011 - 05:41

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OK, now this is important--did you ever live in LA County? If you lived there at the time that this debt originated, then they can sue you there. But more likely with LVNV, they probably tried to sneak a judgment past you by filing in a county you dont live in so you wouldnt hear about it in time to contest it. This is a common trick that these low-life companies like to use to illegally get judgments that they are not entitled to get. Think about it--if they had sufficient evidence to prove their case, they wouldnt have to sneak around the law and file lawsuits like this. If you need help with trying to have this dismissed, I can also help you prepare motions and so on. But my first recommendation, if you have the means, is to speak with an attorney. If you cannot afford to hire an attorney, there may be a legal aid office that helps people who cannot afford attorney's fees. Check in your county to see if there's one there.


lrhall41

Submitted by skydivr7673 on Wed, 01/19/2011 - 05:54

( Posts: 2036 | Credits: )


Thank you Skydivr. I did not live in LA County at the time of the judgement, in fact, the were sending all of the documents to an address i did not live at for over 7 years. I was looking at California court forms and unfortunately i cannot afford an attorney as the garnishment has sapped my income for the month. I am trying to have this dismissed and am open to your assistance.


lrhall41

Submitted by on Wed, 01/19/2011 - 06:17

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