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I received a letter today from Farber and Brand. They are attempting to sue me for a credit card debt that is old. I was originally taken to court for payment, but unfortunately defaulted. The judgment in that case was filed 11/2010. Has the SOL expired? They also sent a copy of an ENTRY OF APPEARANCE. I'm confused and don't know what to do. This debt is not even on my record anymore. I could use some good advice if anyone can help.

The SOL period of a judgment depends on the state you're in. In some states, the SOL period of a judgment is valid for 7 years. In some states, it's 10 years. In some states, it is valid for even 20 years. Moreover, some state laws permit creditors to renew judgments. So, that would be a bigger problem for you.

Pay off the judgment and get rid of this once for all.

Sub: #1 posted on Tue, 06/23/2020 - 02:08

David Martin David Martin

(Posts: 398 | Credits: )

Yes, it is better to pay off the judgment. But, before doing that, you can check out your state laws once.

Sub: #2 posted on Tue, 06/23/2020 - 04:36

Mabelle Page Mabelle Page

(Posts: 295 | Credits: )

The statute of limitations (SOL) varies from state to state. So, you need to check with your state attorney general's office or a consumer law attorney to find out the SOL in your state.
If the debt has become time-barred, you are not legally bound to pay it off. Otherwise, call 800-DEBT-913 for immediate debt help!

Sub: #3 posted on Wed, 06/24/2020 - 22:28

Craigh.terry Craigh.terry

(Posts: 273 | Credits: )

Don't acknoledge the debt over hone. This can restart the debt.

Sub: #4 posted on Tue, 06/30/2020 - 04:05

Sanders Patricia Sanders Patricia

(Posts: 1239 | Credits: )

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