I want to pay my debts

When you settle your debts, you'll have to negotiate with your creditors and try to reduce your debts by around 40% - 60%. You should let your creditor know the fact that you're facing financial hardship and can't pay off the dues as per the existing payment plan. To know the steps to settle your debts with your creditor on your own, take a look at: http://www.debtconsolidationcare.com/steps.html

Hi!
Welcome to the forums!
It will be best if you can settle your debts on your own. However, you can get help from professional debt settlement companies also. These companies have certified debt negotiators. They will negotiate with your creditors to lower the debt amount for a lumpsum payment. You can get a list of verified debt relief companies from our Ranking Chart section. To know more about debt settlement, visit the following page:
http://www.debtconsolidationcare.com/debt-settlement.html