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Help Finding a Lawyer

Date: Thu, 01/28/2010 - 20:32

Submitted by Steve Tran
on Thu, 01/28/2010 - 20:32

Posts: 4 Credits: [Donate]

Total Replies: 5


Hi,


I know that there may be as many great lawyers out there as infamous ones...to that point I would like some suggestions for finding a great lawyer in my area for a consultation of my case(s) dealing with creditors/collectors, and possibly an incorrect Judgment against me. Also I'm hoping this attorney can help me back on the right track to repair my credit and settle any bad outstanding ones as well. Thanks for your time and feedback..


Quote:

Originally Posted by Steve Tran
Hi,


I know that there may be as many great lawyers out there as infamous ones...to that point I would like some suggestions for finding a great lawyer in my area for a consultation of my case(s) dealing with creditors/collectors, and possibly an incorrect Judgment against me. Also I'm hoping this attorney can help me back on the right track to repair my credit and settle any bad outstanding ones as well. Thanks for your time and feedback..



Where are you, Steve?

You can ask your friend and relatives to refer a good lawyer to you. Personal referrals are always a great source for finding a good lawyer.

You can also shift through the pages of yellow pages.

Ask the attorney whether he/she would offer a free consultation.


lrhall41

Submitted by SC on Fri, 01/29/2010 - 02:02

( Posts: 3937 | Credits: )


Try the NACA people. They have some good lawyers. What state are you in?


lrhall41

Submitted by on Fri, 01/29/2010 - 04:22

( Posts: | Credits: )


Quote:

Originally Posted by SC
Where are you, Steve?

You can ask your friend and relatives to refer a good lawyer to you. Personal referrals are always a great source for finding a good lawyer.

You can also shift through the pages of yellow pages.

Ask the attorney whether he/she would offer a free consultation.

Thank you, I am in Northern , CA


lrhall41

Submitted by Steve Tran on Fri, 01/29/2010 - 11:50

( Posts: 4 | Credits: )


Quote:

Originally Posted by SOAPLADY
When it comes to repairing your credit, you can easily do it yourself. Settling your own debts is also pretty straight forward....read these forums and ask questions.

Give some info on the judgement.....we might be able to walk you thru it.

Thanks SL, heres my case detail which makes me want to seek legal representation:


I have some unpaid credit card debts stemming back 10 years ago and since receive the occasional 'collection letters' from various companies who bought off the credit card debts from the original credit card companies.



Most recently I just requested my credit report for the first time and found out from the credit report I have no "collections" actions,etc. but under Public Records, that I have a Judgment on my account filed 11/2005 with a local court and the fee amount of $7,000 from Plaintiff: Credigy Receivables. Over the years I never received any notice from anyone regarding this and never saw any letters from a "Credigy Receivables" at all.



I obtained the entire case file from the court and my name on the Judgment is correct, however, all "two" of the addresses listed where I was served were totally way off. In addition it listed that the served letter was left with a "co-occupant" at one of the wrong addresses whose name I never even heard of.



Then on Jan 15th, 2010 I received a letter from a Gryphon Solutions referencing the above Judgment and stating that they have the authority to resolve my account in full for $956. I did verify their name as one of the most recent plaintiff's named on the Judgment who bought the case from a previous plaintiff/collector(s).



Then now on Jan 25th, 2010 I received a letter "DEPOSITION OF SUBPOENA FOR PRODUCTION OF BUSINESS RECORDS" from an attorney referencing they represent Gryphon Solutions requiring copies of paycheck stubs, bank statements, etc for a current credit card account I currently have which has been paid to date and in good standing..the letter lists my accurate social security number for the first time in all documents ever received pertaining to this case and Judgment, and references a current credit card I have and the date it was opened...WHAT DOES THIS CURRENT ACCOUNT HAVE TO DO WITH ANYTHING or past debts?? I believe they obtained this info

(current good standing credit card, social security number, current accurate address) from a recent credit report as my credit reports indicate they made the inquiry sometime 12/2009.



So my questions are: 1.) perhaps my Judgment may be for the wrong person as none of the addresses served were correct (my credit reports clearly indicate all my accurate previous addresses). What can I do to get this removed or resolved?? **If for some reason the Judgment is correct, I was served at wrong addresses and didn't find out until now, what can I do then??



2.)Re. the Gryphon Solutions offer to settle, why would they send me an offer one Jan 15th (offer expiration date of Feb 11th) and then later send a subpoena for records on Jan 25th (respond by Feb 22 date)??? Are they trying to get me to settle based on their offer?

**And why are they asking to subpoena information for an unrelated account, one that is current and paid in good standing??





Thank you for reading this case in detail and please do offer your suggestions and relevant legal course of actions.


lrhall41

Submitted by Steve Tran on Fri, 01/29/2010 - 11:54

( Posts: 4 | Credits: )