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DEBT COLLECTOR FRAUD? - Asset Acceptance

Date: Mon, 07/11/2011 - 12:55

Submitted by JimGeniusJames527
on Mon, 07/11/2011 - 12:55

Posts: 4 Credits: [Donate]

Total Replies: 7


Alright, here’s the deal. A little over two months ago I got served with papers from, Asset Acceptance, LLC. The paper’s say I owe an ex number of dollars to them and that I also failed to appear in court. The company is completely in bendable. I tried reasoning with them when I first got the papers. Yes I’m working but barely making enough to get by on. Anyway, when I first tried reasoning with them they would not budge. I asked if I could do different dollar amounts and they kept saying, “No. We need it in full now.” This went on for a good twenty minutes over the phone. About a month after was when they said I failed to appear in court. This being said, they tacked on roughly an additional two hundred to two hundred and fifty dollars. I called the day I was told that I failed to appear and was able to set up a payment plan. Well come to find out after doing some research the company has a horrible reputation. I am currently baffled as to what to do. I called the court, talked to them, and they treated me like complete shit. After that I called a law firm who has dealt with said company. The problem there, the dollar amount wasn’t high enough for them to take on. So, here I am now asking, does anyone have any ideas or suggestions on how to deal with these morons? They have my cell number as my primary number and are still calling my house. My last question is, does anyone know if this company is legit? Also can said company, garnish my pay check before I get it?


Jim,

Can they garnish your paycheck? It depends on which state you reside in. Can they collect the whole amount? Definitely not. They can take 25% of your disposable income or "x" amount of dollars based on what you make per month. It's difficult to tell you whether or not they can garnish your paycheck with the information you provided.

I've definitely heard of asset acceptance, and I'm surprised they are not budging. Based on what you're telling me so far, it doesn't seem like they violated any laws just yet.

You mentioned you got a summons, did you file an answer for it? If not, do it quick before you get a default judgment.


lrhall41

Submitted by misteryu1029 on Mon, 07/11/2011 - 15:22

( Posts: 3 | Credits: )


In the paper work they didn't say to appear directly which really threw me. I also set up a payment plan with said annoyance. The catch, I called the courts last week and they said, that I needed to notify them of a payment plan. My first thought is, really? come on now. The company themselves didn't tell me ahead of time that I needed to notify the courts of the payment plan. So that leaves me asking, what's the next step since they're not making much sense?


lrhall41

Submitted by JimGeniusJames527 on Mon, 07/11/2011 - 18:25

( Posts: 4 | Credits: )


I did check the dockets for a court date, they gave me the run around when i called. All of the documents that i have in possession don't give me a court date or presiding Judge.


lrhall41

Submitted by JimGeniusJames527 on Tue, 07/12/2011 - 05:21

( Posts: 4 | Credits: )