How to Cancel Power of Attorney in CA

Hi all,

I signed up for debt settlement services with Freedom debt solutions and now after checking them out want to switch to another debt settlement company called Superior debt relief.

Here's the background:
I decided to cancel becuz I could never reach the Freedom people and they didn't return my phone calls. When I finally reached them - panicked about my payday loans - they told me to consult an attorney! Yet, part of my fee was based on them negotiating the payday loan debt. Thanks to this website, I seemed to know more about the payday loan companies than did my Freedom account manager - scary! Superior called me and asked if I'd conducted a BBB search on Freedom (of course, I hadn't). Turns out they've been in business less than one year! I kinda think experience matters in this field. So, I'm switching teams. Shouldn't be hard, 'cuz I haven't paid them yet and they clearly haven't done any work on my behalf.

Freedom Debt Solutions is not a member of the Better Business Bureau. They have been in business since May 2007 and have 1 resolved credit/billing dispute on file. I called Freedom Debt Solutions to cancel my account with them today. My account manager said ok and emailed me a cancellation form. Then he said that per my electronically signed contract with them, that I may have to pay 3 mos. of their service fee. This amounts to $1,607 for zero services rendered. :evil: I mentioned our last conversation in which I confessed my concern about the payday loans and he suggested that I contact an attorney. He said that he only suggested an attorney if I planned to sue the payday loan companies. (This is not a correct reflection of what he said or meant during our previous conversation.)

I said that I considered the financial aspects of the contract a wash since no services were actually provided and I have not made my first payment. He countered with no services were provided because I hadn't submitted the notarized power of attorney form to them.

I sent a packet of financial information, including the power of attorney, to them early last week in their free UPS return envelope. Unfortunately, this packet gives them power of attorney and access to my new checking account information. I called UPS and tried to intercept the package (due to be delivered tomorrow). UPS will not return the package to me because I used the UPS slip provided by Freedom Debt Solutions and therefore they are listed as the official sender, not me.

So any advice on 1) how not to pay the $1,607 in "service" fees to Freedom Debt Solutions and 2) how to revoke the power of attorney.

I am going to fax my signed cancellation form to Freedom Debt Solutions tomorrow and I'm going to add the following hand-written note to the bottom of the form:

"I hereby revoke the power of attorney granted to Freedom Debt Solutions on March 25, 2008. This revocation is effective upon receipt of this fax on April 1, 2008. Furthermore Freedom Debt Solutions and Global Client Solutions, LLC as agent for Rocky Mountain Bank & Trust is not authorized to deduct any funds from any checking/savings account owned by --------."

Note: the cancellation form does not require a notarized signature, but the power of attorney document was notarized.

I'm also going to contact Global Client solutions via phone, fax and email with the same "not authorized to deduct" language.

I hope this is enough. Any Suggestions?