Freedom Debt Center

Freedom Debt Center is a member of TASC (The Association of Settlement Companies). Seems a stardard one.

Koshko....did you look into or use Freedom Debt Center? We recieved an ad in hte mail from them that they are mediators and can help reduce our debt. It's not bankruptcy, not credit counceling and it's not a loan. The phone number on the ad does not match what is on their website.

Freedom Debt Center seems to be a very reputable company. They have been around longer than most of these compaines that seem to be offering the same service. I have been in their program for 8 months and they have already settled 3 of my accounts. i should be out of debt sooner than i was quoted at this rate. I will keep everyone posted

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We received some mail from them recently as part of some "U.S. National Debt Relief Plan" that is not an actual government plan, but a *trademark* owned by Freedom Debt Center. They're being investigated in New York for deceptive practices, mainly taking money up front, switching the terms, and refusing to reimburse when they are unable to actually reduce a consumer's debt.
http://easternnc.bbb.org/article/consumer-alerts-for-june-2009-11045
[Anonymous above is probably from FDC.]

Are you sure Freedom Debt Center owns Freedom Debt Relief?

[QUOTE=Anonymous;493869]We received some mail from them recently as part of some "U.S. National Debt Relief Plan" that is not an actual government plan, but a *trademark* owned by Freedom Debt Center. They're being investigated in New York for deceptive practices, mainly taking money up front, switching the terms, and refusing to reimburse when they are unable to actually reduce a consumer's debt.
http://easternnc.bbb.org/article/consumer-alerts-for-june-2009-11045
[Anonymous above is probably from FDC.][/QUOTE]


Can you read? Freedom Debt Center is not on this list! It's people like you that scares people from good companies. Shame on you.

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I have been in the Freedom Debt Center program for over a year, they have already settled 2 of my 4 credit cards and are ALWAYS in contact with me, so far I would say they are a very reputable company and have done everything they promised under their contract. Sounds like you guys are getting confused with Freedom Debt RELIEF. I thought it was the same company when I did my research, but it is not in any way connected to Freedom Debt CENTER. Hope this helps anyone in question, it kept me out of Chapter 7 BK (thank god).

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Well I have been with them for 6 months and I have received to summons for court action...FDC is telling me I have to go to court, am on my own with them. I am sorry I enlisted in their program...should have just continued to make my monthly payments, now not only is my credit trashed...I will have to pay full amounts plus lawyer fees.

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Freedom Debt Center and Freedom Debt Relief are two different entities and should not be lumped together in any way shape or form. Freedom Debt Center is an accredited member of TASC.

Hi,

Just to let you know that there are different debt settlement companies who can work with the creditors to relieve your burden of debt and Freedom debt center is just one of them.To learn more about them you can log in to their site or call them at to get a free counseling!!!!They are not only accredited with TASC,but also with BSI and CDM

The return address on their mailing to me was The United States of America! They implied they were acting on behalf of the government or were in fact a government agency. This is clearly bogus whatever their services turn out to be.

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I enrolled in their program on January 28, 2010. As part of the program, I started depositing $1,425.10 on Feb. 2010 to Note World Servicing Center, which they have full control of. On August, 2010, Chase Bank filed a lawsuit against me regarding late payments on my credit cards. Since Freedom Debt Center cannot represent me in court, I hired a local lawyer from Florida. We are expecting multiple lawsuits from other creditors, so I decided to cancel my enrollment to Freedom Debt Center debt consolidation program. As of Oct. 2010, I have already deposited a total of $9, 520.60. I requested for a full refund of the total funds paid to Freedom Debt Center, but I only received $1,235.30. I contacted Freedom Debt Center to request the return of the rest of the amount, but I was told that the balance ($8,285.30) is for administrative charges. This is very unfair that I will be charged that large amount for doing nothing, because they haven???t done any negotiations yet in my behalf to my creditors.
I am now in the process of filing Chapter 13 bankruptcy.

To everyone,
Freedom Debt Center is a reputable company. We just completed the program and I yet have to claim the $1000 savings bond from them as a "fresh start." I was sued by 2 of my credit cards and went to court. They were very supportive and I was guided as to how to answer the lawyers and what to expect. It was not bad at all. I was able to settle before the second court date. I can't thank them enough for their help. Those of you who have not yet settled, be aggressive and try to add up more money into your account and tell them which one to settle first. Be on top of everything and not just wait and see how the company works. To sum up: Freedom Debt Center is great in what they do (cut off chunks of your bills). An example: My one card, I settled $5000 out of over $20,000 owed.

So sorry to hear of your experience. My friend was sued by Citibank and went to court without a lawyer. She was asked by the judge to tell her story why she missed payments. The judge told the lawyer of citibank to make a settlement payment plan for my friend. She did not agree to the plan and she was given another hearing date. The second court date, the lawyer gave her affordable payment plan to be paid in 6 month term, half of the original amount. My friend accepted it. When one goes to court, they won;t harass you. Instead they will help you pay it by terms you agree. The thought is scary, but it's not in actuality.

I just got off the phone with Freedom Debt Center and discovered that they settled two of my four accounts 43% on the dollar; therefore, I am OK with that. Thank you for your support

WOW!! As I read the posts, I see 'positive' and 'negative' reults from the same company. Remember...(friendly advice) when you decide on using ANY debt consolidation company, do as much research as you can on them. Then, if possible, ask around and see who has used them. Not every company works for everyone.

WARNING: Go to the Better Business Bureau (bbb . org) and you will see all of the complaints. There is an ongoing class action suit against them. Freedom Debt Center has even changed it's name now to Legal Helpers Debt Resolution.

The positive comments above where put there by the owner himself.

Most debt settlement agencies offer identical services, there is no special tricks invloved. There are no special permits nor licenses granted to those that been around longer than others. Bottom line, you should go with the debt settlement firm that would ultimately charge lower fee. Fee schedule varies anywhere from 10-18%. Good Luck.