Can multiple debtors take multiple garnishments out of my paycheck? I'm already receiving one garnishment for my student loan. I've had two more notices of garnishment from creditors and I've got a second student loan that's just gone into default and will be filing for garnishment as well. I simply don't have any money to pay these bills. My husband is out of work & I barely make enough to pay for the essentials.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.