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Paying off debt around $11,500

Submitted by on Thu, 11/08/2012 - 15:30
Posts: 202330
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I have debts. Many of which were cosumated during 2008. The debt is sitting there waiting to be paid. All the accounts are closed. I have not been able to pay due to hardships. I would like to know how I can get rid of this old piled up debt without filing bankruptcy. I would like a long term installment plan paying no more than 50 dollars per month that will actually get rid of the debt in sequence or all at once. My fico is 548. I have good employment but it is low wage. Any suggestions??