citi card?????

Date: Thu, 03/29/2012 - 09:32

Submitted by loudobbsss
on Thu, 03/29/2012 - 09:32

Posts: 20 Credits: [Donate]

Total Replies: 2

ok so i am now in for citi at 14.5 k. I posted before and got responses to miss some payment to try and settle. They called me off the hook for a day straight after missing my first payment! I talked to the lady gave my issues and she said they could offer me 385 a month but didnt even talk interest! What should i expect in the up incoming months? When will they try to settle? Thanks

Everyone's results will vary depending on your situation..... I

Everyone's results will vary depending on your situation.....
It sounds like she was offering you a hardship program maybe....
In my experience I talked to someone from Citi at least once a week and let them know my situation. They were very nice for five months and then stopped calling after offering 45% settlement. I wish I had the money to settle then. Then about two weeks before charge off it was sent to a law firm my state. I am now trying to settle with them and I now have the 45% and waiting to hear back.
As some said on here, Citi is very aggressive in some situations. Which I am learning now.....

lrhall41

Submitted by jameseiv on Thu, 03/29/2012 - 19:25

( Posts: 9 | Credits: )

Citi is a tough nut to crack. They drive a really hard bargain a

Citi is a tough nut to crack. They drive a really hard bargain and the best settlement offer I have seen them making without the imminent threat of the debtor filing bankruptcy is 45%. Call them and see if they will offer you a hardship program.

lrhall41

Submitted by StevenDoyle on Thu, 03/29/2012 - 22:50

( Posts: 199 | Credits: )