debt consolidation loan

If you will list:

Who you have payday loans with
How much you have borrowed from each
How much you have paid back to each
What state you are in
If these are all internet or store front

We will be able to help you out with those. There are a lot of people here who have had and still do have payday loans and working themselves out from under them. A lot of the internet payday loan places are not licensed and operating illegally.

It will probably be very hard to get a loan with bad credit. You might want to see about talking to a debt management counselor and actually see what you best best would be. Might be trying to do a settlement or going into a debt management program.

It also might be possible to get out from under those cards once the payday loans are taken care of. Don't get discouraged. There is help available and you have come to the right place. Just provide a little more information.

It's pretty tough to get a loan with your credit. Any legit company will not be willing to offer the loan. If someone does, they may turn out to be scammers charging high interest rates and fees from you. You will be at the risk of losing more money.

You may consider other options like a debt management plan. Here, you can combine all your debts under one repayment plan. The counselor will negotiate with your creditors for a lower interest rate and waive off most of the fees. You will have your options figured out after speaking with an expert.