Debt Related

Plan and execute your expenses according to the budget. Try to make forced savings. Consolidate your debts into one to make the payments easier. Even you can avail debt settlement program.

live within your means. Dont buy it if you cant afford it and use cash. In 4 years I will be totally debt free and This is my plan. home and everything will be paid off and I swear I will never have debt again. Live frugal, and no impulse buying. It will feel better later knowing there will be no bill in the mail later to pay for it. 4 years is not that long but it seems so far away, I cant wait for the day that the only bills i recieve is utilities!!!!