social security garnishment
Date: Tue, 01/04/2011 - 23:13
Your mother's social security income cannot be garnished by the
Your mother's social security income cannot be garnished by the creditors or the collection agencies. If the collection agency can validate the debt, then you should try and negotiate with them on your mother's behalf in order to get an affordable payment plan for your mother. This will help your mother to pay off the dues and they won't sue her.
Creditors can't garnish your mother's social security income. As
Creditors can't garnish your mother's social security income. As per the Social Security Act (section 207), income from social security benefits can't be garnished. As far as I know, creditors will not be be able to garnish your mother's savings account also since she has no job.
Zwicker an ass harrassed me too even hung up on me. I told them
Zwicker an ass harrassed me too even hung up on me. I told them I was on social security threaten to garnish the wages I told them it was agaignst the law. I finnaly spoke to a gentleman who agreed. I made payment arrangements paying $10 a month. Warning do not give out your checking account number to a collection agency, send it in..
Judgment proofLetter to creditors advising them that you are jud
Letter to creditors advising them that you are judgment proof and your only source of income is Social Security disability
Creditor Name
Address
City, ST Zip
RE: Your name
Your account number
Dear Sir or Madame:
Your company has written and/or called me regarding a debt you allege I owe your company. This letter is in regard to this claimed debt.
1. to the extent that the Fair Debt Collection Practices Act applies to this debt, I hereby assert my rights and I request that you discontinue contact. I will henceforth log all calls and save all correspondence and I will pursue damages against you should there be any violation of the FDCPA. Thank you for your immediate attention to this matter.
2. please also be advised that I am judgment proof and I hereby request that you code my account as "uncollectible." I am not working at the present time and I do not expect to rejoin the work force. I have recently applied for Social Security disability and I am awaiting a decision by a Social Security judge. If the event that I prevail, any benefits awarded to me are protected from seizure, levy or garnishment by a civil creditor. I own no real estate and I have no assets. I recognize that your company has certain legal rights in attempting to collect debts but I want you to recognize that even if you obtain a judgment against me, I have no source of funds to satisfy said judgment.
Thank you for your prompt attention to these matters.
Very truly yours,
http://www.jonathanginsberg.com/no_collection_drop_dead_letter.html