Payday loans and installment loans

Every state has the maximum loan amount and the terms of the loan contract. There are fixed interest rates and fees beyond which lenders are not allowed to charge legally. Look into your state for understanding the permissible loan terms.

No company is legally allowed to do business outside the terms set by the state. The contract will be done in accordance with the state laws of the borrower

Watch out for these companies b/c I live in a state where they are prohibited, but still I got them...Later when the harassment started I began researching and discovered that they are prohibited..

I never new pdls were prohibited in my state until I stumbled upon this site. I am so glad i found this site, after reading all these horror stories and found people in the same situation as me I started to feel better on how to go about handling these pdl people.