Payday Loan Help

First of all, please list the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.

I am moving this to the payday loan help forum so more people will see it.

Name of the PDL company is JB Marketing, they are an internet provider. I borrowed $300. I am not sure how much I have payed to date. I reside in Florida.

Click on the link below, perhaps you can find a consumer attorney who will represent you at little or no cost.
http://www.fairdebtforconsumers.com/

Hello

I took a paydayok loan of 900 bucks, it seems like I been paying in this for some time now, and recently I noticed they are not permitting me to pay extra. I can either stick with what they choose every 2 weeks to take out, or I have the option to pay in full. My question is do I owe these people any money, i heard they are no longer permitted to do loans to PA residents.

THanks

What is the name of the company you are referring to dgmr?

The name of the Company is PAYDAYOK..

Shazzers , aren't pdls illegal in Florida? Why would the poster need an attorney, I did nit think they could do anything if they were not legal.

dmgr- that is more than likely going to be an installment loan which is legal and would not follow the laws of pdls at all. You'll need to pull out your contract and carefully read it to be sure.

dgmr did you obtain this loan form a storefront company?

No I obtained it from the internet..Paydayok.com. I just know that they are no longer permitted to give loans to PA residents, if I want a new loan ( wish I will never do ) they send me to another site all together.

PayDayOK is a sister company of PayDayOne and ThinkCash who are known for giving legal pdls & installment loans. PayDayOK is not known for giving illegal pdls. Someone recently posted from PA the same thing about a loan with PayDayOne that they could no longer get a new loan as well.

How long ago did you get this loan? Have you read over your contract? I'm betting its an installment loan or if it is a pdl it will be legal and given back before the laws changed in PA (Feb, I think it was). Although because of the large amount of the loan I would think installment.

Yes it is a installment loan.. its its something like 455% .. SO they take the Interest fees plus 10% of the principal balance every 2 weeks from my account..

This call did not come from my law firm. Although my firm does collect outstanding consumer loans, we do it legally. I would never authorize this behavior. I have recently become aware of our name being used without my knowledge or permission, and I believe I have put a stop to it.

we'll see mr.workman,we'll see.

I'm in arizona and i have 10 payday loans, after the first 8 i got, i knew realized that i had prob paying them back, they wouldn't work with me so i closed the account and opened another account, not all of them are allowing me to pay payments and are sayin they will file at court. I opened another account and the situation came up and i needed another loan, so i got 2 on my new account with the full intention of paying them back. Well, after i got them, i lost my job, they said they will send my check through, so again, i closed my new account and opened yet another account. They are in the process of sending the other 2 in. I'm really worried that i can go to jail as i am only supposed to have 1 loan in arizona. Some of them are store front loans, others like Advance America, Check n Go, Allied Cash are willing to work with me, the other arent and are taking collection actions, the new ones i just got are store front as well. I'm REALLY worried that i am going to go to jail, i want to pay these back and i'm again really really worried. I am now unemployed and do not have the money to pay them back. I lost my job within the past few days. Is there any advice you can offer...PLEASE...