judgeproof

I hope this helps:

http://www.hcs.harvard.edu/~scas/JudgmentProof.htm

And now - don't ask me to explain it. :) With a little luck, Texaslawyer will show up and help explain just what it means. He's the smart one. I'm just cute.



Who am I kidding....he's the cute one, too. :(

Are you asking about being judgement proof? That is when you go before a judge and the judge determines that you have no assets or income that can be attached to pay back your debts.

I beleive once your situation changes the creditor can come back and try to collect.