cash call

Dont bother with a debt settlement company. ALL pdl's are ILLEGAL in PA....all you owe is principal. Make sure you close your bank account, revoke all ACH and your voluntary wage assignment. You only need to pay them principal....no interest, no fees.

How do I go about doing that? And I'm not even sure if cash call is a pdl company.they are just so hard to deal with.

You need to contact your bank manager and close down your bank account. This should be your first step. Once you have done that, you will have to contact your payday lenders and inform them that you will be paying them only the principal amount as they are illegal in your state. I'm sure they will accept the principal amount that you will be paying them.

Follow what Savion and Soaplady have said to you. Close your account. If you don't want to close your bank account for some reasons, do an ACH revocation, giving a copy to your bank. The illegal pdl companies will not be able to withdraw any money from your account.

For detailed information on this issue, check out the following link:

http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html

So all i have to do is contact the company and tell them I'm only paying the principal?will they agree or what if they say no.also do any of you know if cash call is a pdl company?thank you all for your help is has been a very stressful matter

Hang on a second. CashCall is an installment loan lender. They are not a payday loan. Did you actually get the loan from CashCall or did you get it from a tribal lender who then transferred it to CashCall (WesternSky, for example)?

I took the loan out with western sky then they sold it to cash call.so I then enrolled into a payday loan consoildation company but cash call says they don't work with outside party and I wanted to know if that was true

you cancel your program with this consolidation place as you go by the terms of the original lender,and since western sky is"tribal"and totally illegal cashcall has no legal rights here.you only owe the principle and you are only wasting your money on this place.btw since cashcall has been running this dodge with western sky since about a year now they don't work with 3rd parties.last thing.either you drop the 3rd party and file AG complaints against both western sky,and cashcall,or you ignore cashcall when they call,and refer them to your 3rd party.i recommend the former.not the latter.

I was hoping you'd say that.
WesternSky is a tribal lender and is not legal. You can follow the advice in this thread, just change the wording in the sample letter to fit your situation. Although WS is not a payday loan, it's still an illegal loan as they are not licensed to lend in your state. Your loan was with WS, not CashCall. You should only repay the principal amount of the loan.
Close your checking account and get a new one. Do not give you new account info to anyone under any circumstances. You can pay anything you still owe via a prepaid debit card. If you've already paid back more than the principal, ask for a refund of the overpayment.