To the next month
Date: Fri, 08/17/2007 - 12:12
I'm a wife and mother of one. My husband I have so much credit card debt plus mortgages that it will take forever to pay them off anf the interest on them will make us send so much more money than if we can conslidate. We are not able to sit and enjoy life without asking what we we gonna do? We worry constantly that we are going to miss a payment...Sometimes a payment might be late by a few days causing us to spend more on late charges. We want to have a life where we can enjoy it and afford to life it and provide for our daughter without worrying if we are going to make to the next month.
Hi Rebecca This situation is very common with most of us here
Hi Rebecca
This situation is very common with most of us here. I know how you are feeling at the moment. Since you are worried of missing the next payments, I think you should enroll in a consolidation plan and combine your debts under a lower repayment plan. This program will offer you lower interest rates in your repayments. The debt counselor will negotiate with your credit card companies to waive off most of the late fees added on your account. You'll have a reduced balance to pay for the debts and it will be divided into affordable monthly installments. Make sure that you continue with the payment plan until everything is paid off.
