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CheckSmart Loan Ohio

Submitted by on Thu, 02/07/2013 - 13:33
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I just turned 21 years old so obviously I'm not very experienced in this field lol. I just recently stopped payment on my check for my loan with CheckSmart. My original amount was $800, I know paying them back I would owe around $943. Now I have a late fee and return check fee. I was trying to set up arrangements with them, but as everyone here knows, CheckSmart isn't willing to take anything short of payment in full or 2 half payments, neither of which I can do at the moment. I want to get this taken care of when I get my taxes filed, but I am STILL waiting on a W-2 from on previous employer. They told me on February 11th my loan will go to a 3rd party agency. My plan was to wait til then and set up a settlement offer with the new agency. But my contract states they can debit ACH my bank account 4 times after loan is so long past due. I definitely can't afford to let that happen either, being as I only get paid twice a month and it's highly unlikely they'll wait til those days to debit my account. So basically, I need advice on what I should do exactly.


its almost a job trying to track down who you should and shouldn't pay.. let a professional handle it. I got scammed many times by paying collections thinking I was paying the right company... i trusted 123 settlement .com they get everything in writing they didn't change me any upfront fees either call them for advice 8883666602


Submitted by on Mon, 02/11/2013 - 07:30

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That's OK. What I would suggest doing at any rate is closing your bank account and getting a new one, so you don't have to worry about ACH debits. But most definately take care of it. CheckSmart is also famous for blowing up your phone with calls, so be prepared.


Submitted by kscornell on Thu, 02/07/2013 - 17:43

kscornell

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