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Legal in GA?

Submitted by on Wed, 01/23/2013 - 10:51
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I was wondering if Spotloan and Great Plains are legal in Georgia? I have a loan with each and I'm behind on payments. I'm not trying to get out of paying them, I am just looking for a way to stop them from calling my house and cell phone alllllllll day long. I don't have the money in my bank account and they are making me so overdrawn with all the bounce fees. I am waiting on my tax refund and gonna catch em up, but I'm still wondering, are they even legal in Ga?


Spot loan and Great Plains are illegal in GA. Put your account in the deposit only status. Ask your bank to revoke ACH authorization. Morally, you only need to pay the principal amount to Illegal lenders. Nothing else. If they have already received the principal amount from you, then you don't owe anything else to them.


Submitted by Good Nelly on Wed, 01/23/2013 - 19:23

Good Nelly

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Both the lenders are illegal. Close down your old bank account and open a new one to stop unauthorized withdrawal. As you have already overpaid them, so ask them for a refund. Don’t pay them an extra penny.


Submitted by on Tue, 01/29/2013 - 21:19

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