How do I find out that I'm being sued?

Date: Thu, 04/28/2011 - 17:32

Submitted by my181920
on Thu, 04/28/2011 - 17:32

Posts: 14 Credits: [Donate]

Total Replies: 6

I'm currently trying to settle a debt with Legal Recovery (LR) and I was wondering if there is a way to find out whether I'm being sued. I did some research about LR and its seems like the company is well known for not letting you know that you are being sued by them. I just found out that LR is managing my account and I just yesterday sent them an offer by e-mail to settle my debt but I'm little worried that they already sent me a summon/letter thats says that I'm being sued.(sorry, I don't know the correct legal term). The debt that I'm trying to resolve is almost a year overdue with the original creditor (Chase Bank) and since I'm been living in South Korea for the past year, I don't know whether LR sent me anything concerning my debt. Before I left for South Korea, I lived in California (Los Angeles County) for all my life. I would appreciate any help that you can give me.

Check the county clerk dockets...you should be able to check onl

Check the county clerk dockets...you should be able to check online.

lrhall41

Submitted by SOAPLADY on Thu, 04/28/2011 - 17:52

( Posts: 17315 | Credits: )

Thank you....I'll give it a try.

lrhall41

Submitted by my181920 on Thu, 04/28/2011 - 18:11

( Posts: 14 | Credits: )

Ok I found some information online. It seems like Chase filed a

Ok I found some information online. It seems like Chase filed a collection case against me and I say "seems" because the name listed has my fist name and my last name but nothing other than that. So, it could be me or any other person that has the same first and last name as me. Assuming it was me, I find it little strange that Chase filed this claim after they sold my account to a collection agency. Shouldn't the collection agency be filing a collection case against me? Also, it says that there was a default judgment. So...what does this all mean? I still have all my money in my bank, I haven't received any notices that says that somebody is going to take all my stuff away or anything.

lrhall41

Submitted by my181920 on Thu, 04/28/2011 - 18:57

( Posts: 14 | Credits: )

Anybody have any ideas whats going to happen to me because of th

Anybody have any ideas whats going to happen to me because of the default judgement? Or is there a way to find out whats going to happen to me?

lrhall41

Submitted by my181920 on Sun, 05/01/2011 - 16:10

( Posts: 14 | Credits: )

A lot of times, collections accounts are assigned, not sold. Law

A lot of times, collections accounts are assigned, not sold. Law offices working as collectors, filed the suit on behalf of chase. If it is Chase that sued you, they are probably not going to sell that off, at least right away.

They either served you ( or someone living at your prior address) or attempted to serve you by mail. If you were not living in the US at this time, you could petition the court to set aside the judgment for improper service. However by telling them you are out of the country, the SOL will be tolled (the clock frozen) and they could wait again to sue you when you return to the US.

lrhall41

Submitted by SOAPLADY on Sun, 05/01/2011 - 17:20

( Posts: 17315 | Credits: )

Thank you again SOAPLADY for your reply. You are the best. I jus

Thank you again SOAPLADY for your reply. You are the best. I just have a couple of questions about what you said. According to my credit report, its states that it ( I wrote "it" because it didn't say specifically what was purchased but I'm assuming it was my debt) was purchased by another lender. So even though my credit report says that it was purchased, does that still mean that my debt was just assigned and not really sold to a collection agency?

lrhall41

Submitted by my181920 on Sun, 05/01/2011 - 19:34

( Posts: 14 | Credits: )