Mann Bracken LLP calling me to pay back a debt. What to do?

According to the better business bureau's records,mann bracken llc
are listed as a collection agency/lawyers. Please send the letter in my signature certified return receipt to preserve your rights under federal law. On the question of can they sue,it would depend on if they have the standing required to file.To explain that,they would require permission from owner of account or a valid assignment giving them that right to be able to sue. You can call Citi and see if you can get account pulled back to original holder.

The collectors will call before suit is filed. The lawyers will not contact you generally unless suit is filed. Protect yourself, mann bracken llc are known to violate collection laws.

Thank you very much to the both of you! By the way, I have not received the letter from Mann Bracken LLC yet to where I have 30 days to respond to the validity of the debt owed. Should I still send them my debt verification letter?

Thanks,

bebeisis

Yes, and be careful to use the word "Validation" as opposed to verification.

I received 6 letters today from attorneys stating that Citibank has filed suit against us. Mann Bracken LLP has our file and I called to get an update and I was told that on July 13 they sent a letter to us responding to my "validation" letter. She made no mention of a suit being filed. What is going to happen next?

bebeisis

I have had this Mann Bracken LLc on me for about a year. I requested a written verification and have never gotten it. I send them $50 a month and they have cleared every check. I guess this is their way of accepting my payment. What should I do about not getting the letter?

Guest, I wouldn't be sending them a cent until the debt has been VALIDATED! How can you be sure they are applying the payments to your debt?

I would call them and ask them what your balance is currently. When did you send the DV, recently or when you set up payments?

My mother was served a summons as well regarding a debt with Dell. The figure on the summons was $1681.00. After speaking to a representative from Mann Bracken the figure went up to $1861.00. No explanation at all.

These Attorneys are notorious for jacking the price up at a moments notice. They play dirty pool so beware of them. Tell your mother to MAKE them validate that debt before she gives them a dime! :shock:

Be sure that she responds to the summons or they will be awarded a judgement by the court. Ask for validation at the court hearing. More than likely, they can't furnish it and the case will be dismissed.

they are liars and cheats and claim they are lawyers that are speaking to you. I had one make that claim then say he was a paralegal then state he was working for a paralegal law firm, inferring that he was not one himself. they don't work with you. they rip you off. they claim over and over again that they will bring you to court immediately. they do not have the pull and authority they claim. go back to your previous agaency that you owe money to to circumvent them.

I do agree they are liars and they do claim they are lawyers when they are only debt collectors. They cheat you and rip you off, they do not go by your terms and conditions they want you to go by theirs! Do not believe a word they tell you because they had threatened to take me to court immediately as well. If I were you I would contact a lawyer to work on your behalf.

I received a letter from Mann Bracken LLP for debt that was Charged Off by the company. Is it possible for Mann Bracken to take me to court to try obtain a judgment for a Charged Off debt?

YES!! Just because it has been charged off by the OC doesn't mean that the debt will not be collected, either by a CA or a JDB.

imo, keep fighting them. Turn the tables on them and continually call them and ask for validation, send them letters asking why they haven't responded. They will likely get tired of you. I've been screwing with them for over a year and still nothing.

THEY ARE A BUNCH OF IGNORANT JERKS. I HAVE BEEN TRYING TO CLEAR UP MY ACCOUNTS THROUGH A DEBT CONSOLIDATION COMPANY AND OUT OF 16 CREDITORS THESE ARE THE ONLY PEOPLE THAT WILL NOT NEGOCIATE WITH THEM

These guys have been calling me on and off for several months, only leaving messages. They are acting like a debt collector, not like a law office, regardless of their affiliations. Them and other debt collectors like to scare debtors by using terms like 'law office' and 'a legal matter' and 'imminent court action,' but an actual lawyer dealing with an actual imminent legal matter will send it to you in writing. At least that's been my experience. I have had other collectors say things like 'you are one step away from being sued' and have absolutely nothing come of it. Most of them are bullies who are bluffing.

I'm a debt negotiator and have has experience with Mann Bracken. When I deal with them, I get put on hold, transferred, put on hold, transferred, etc.

I finally wind up faxing a Power of Attorney from my client cease and desist on behalf of my client. I also demanded complete particulars of the debt (a complete description of all debits and credits, copies of charge slips, etc.) Chase and other credit card issuers almost never respond.

If the matter goes to an attorney, the attorney will contact you and you'll find the attorney more accommodating than Mann Bracken, but don't be lulled to sleep; the attorney is an adversary. The attorney will ask you to provide a dispute and that's when you, once again, demand a bill of particulars so you can determine if, in fact, the debt is owed. Also, inform the attorney the Mann Bracken did not provide any proof of the debt when you requested them to do so.

I'm not a lawyer, but have extensive practical experience in dealing with credit card companies and their agencies and attorneys. I usually obtain 30-50% settlements and quite often, the settlements can be paid over 3-4 months.

You can do it too, if you stay focused.

Hope this helps,

Bernie

Just got a call from them about being sued for a debt. They told me if I could not pay them debt ($9700.00) by the end of this month, our county sheriff would come to my house with the court date for the suit.

What do I do.

Dennis Allman

Mann Bracken sent me a summons today to apear within ten days in court for an amount they are suing me for on an old loan. Is this arbitration? And what should I do now? I don't have the money to outright pay them...

in all fairness you cant nec expect them to go on your terms because you do owe the debt

is that a fact?if i send DV letters to this CA and they don't validate.then nothing was proven.just because some CA claims someone owes doesn't mean they do.

Hi SK. First, you should verify that the summons is valid by calling your county civil court, some collectors are known to send notices that look like a summons ??? which, of course, is deceptive ??? and hence violates the FDCPA - 15 USC ??1692e(9) - in which case you should file a complaint with the Federal Trade Commission - ftccomplaintassistant dot gov.

If it is valid, you will need to appear. Bring any documentation with you. You should first file an answer with the court (that info would be on the summons paperwork) and explain your situation. If you do not go to the court, the judgment will be in the creditor???s favor and they will then most likely proceed to wage garnishment.

Also, if it was valid, they would have to produce validation to the courts, which will arrange a re-payment plan if valid.

And Guest, in all fairness you can expect them to go on your own terms. If that???s all you can do, then that???s all you can do.

Know your rights. Defend your rights.

chrys

Hey Chrys! Good to see you again!

Thanks!

I've been on the d/l for quite awhile. But I'm back! And I will be quite actively posting.

chrys

I am currently in the CCCS program and they have been making payments to Mann Bracken and I am constantly getting letters of pending court dates what recouse do I have go to court and let a judge decide this or work with Mann Bracken I can't afford a attorney

Hi Vernon,

Letters? In the plural? Ignore them. *IF* you actually get a real summons (and it *won't* come from MB, I assure you), you have a good case because you are being responsible with your debt through CCCS.

Also, for each letter, file a complaint with the FTC.

Keep doing what you're doing otherwise.

chrys

I received a letter yesterday from them. They stated that they were going to sue me. I am so worried

I've been paying them $370/month since August 2007. If you put this all together with the $1500 I initially paid them when I finally started, I've paid them $11860, of which $12252.64 was originally owed. I called the guy I set all of these automatic monthly payments with, as he asked me to last month to find out that he wasn't there. Instead I got the rudest woman named Star that I've ever encountered. I told her that I've been on top of this and that her predecesor asked that I call to authorize the continuation of these payments at this time. She said that he was gone and that a judgement had been filed against me and that since last June I owe 10% interest and she yelled at me and was awful. I don't know how many people are ACTUALLY PAYING them, but I have been and really, really want to clear this up (they bought a debt I avoided for too long from some other company). I asked for her supervisor and she said to fax the proof of my payments and to call back to the front and ask for a supervisor if I must and hung up on me. I did and the person at the front hung up on me too. I have my proof, but I'm still so mad. I've worked hard to pay this debt off. And NOW, Miss Star is calling me because she needs something from me I guess. I'm totally not wanting to call her, but I did and got her voice mail because her last message said that they've left me numerous messages (3 total, of which 2 were early morning on the weekend) and that it'd be in my best interest to return her call. She was threatening me, basically. I feel like I have nothing I can do. I'm paying them, but now they want even more. OH! And after her call, I got a letter from the county about the judgement. That letter came in January 2009 and the judgement was in June 2008. FISHY!! I can't stand this!!!!

Guest, check with the county clerk to see if and where you were served notice to appear in court, you may have the judgement vacated for improper service.

hi,

File a complaint against them with the Federal Trade Commission, your State Attorney General, and the BBB.

chrys

Don't forget the AG in their state as well.

I was being sued by citifinance and agreed with mann brackrn to pay payments untill balance was cleared. I recieved a statement last month and as of 1/14/09 i owe more now then when i started the contract . how do the right to charge a intrest fee of almost $900. they are not a bank. they are only adebt collector. what are my rights?

thank you. I will!

I am being hounded by Mann Bracken, just authorized a payment today to get them off my back. The terrible thing is that I was late on a payment to GE, and then quickly paid GE the past due, current due and the next month's due "Just in case" and the person at GE told me that I was lucky to have made the payment because my file was ABOUT to be sent to collections, but that I was now current and up to date.

But, somehow someone didn't take my file out of the ones going to Mann Bracken. After months of running between them and GE (they said GE had to recall the debt, GE said Mann Bracken just had to send it back), Mann Bracken finally said that it was too late to do that, I was in the "Hot zone" and about to be sent to legal. I buckled under fear of lawsuit/judgement.

I was paying GE $70/month. Mann Bracken is insisting on $400/month. Horrible. And the worst part is: yes, I was late almost 60 days, but GE accepted my payment in full, I was current, and they told me I was NOT in chargeoff or collections status. *Sigh*

Some information this is not legal advice but opinion. I am a former Sheriff's Deputy when they file suit on you. As a rule anyone who does you are notified by summons which is served by the Sheriffs Office or process server. Once you are served you then as a rule have a period of time to file a answer. This may be different but as a rule in most I believe it to be 30 days. I suggest the follow my opinion only. File the answer on the last business day from service.. My opinion only not legal advise. Once you file a answer I would file for them to provide info on the date that several others listed. If they can't do so, then you can file a motion Rule NiSi which means the dismiss the case.

But simply them saying they served you, is not that simple. Some states are different. But best advise call the court and ask them to verify the case number..

Hope this helps!

How do you make them validate a debt? I offered a payment amount and set up automatic payments out of my new checking account.( thankfully I set up a new account just for this so they can't get into my other accounts) I have called and called them since and can not get through, so I left messages. I've asked them for a settlement form proving that I have indeed settled with them. So far they have not contacted me. I guess they will when they try to get the money and it's not there.

The beginning of the week i received a letter from Mann Bracken LLP, stating that it was "notice of intent to sue". I called on monday and was constantly transferred from one person to another for at least 30 minutes. The samething on tuesday. On wednesday i finally got through to someone. She told me i had a few options 1) settlement (which i cant afford) 2) at least 450 then 200 every month after that til its paid 3) they would take me to court an garnish my wages. i am scared as heck. I live with my family, nothing is in my name. The lady has called me 3-5 times everyday since i talked to her. Can they garnish my wages? Can they sue me? What do i do? Should i be worried? Im so scared.

since they haven't filed suite yet.get a debt validation letter out asap.send it certified mail return receipt.send it out today or tomorrow.once they sign for that they can't legally do a thing including sue until they validate.you ca find an example letter in the DYI section.

I owe money to GE and im willing to pay it. They are only willing to give me those three options. I rather go back to them and continue to pay them. With Mann Bracken its like a run around. So Mann Bracken can sue for an unsecured debt? What exactly can they do? Will i have to go to court? A debt validation letter example can be found in the DYI section of what? I have never been in this situation before. I have a friend who has given me advice because she use to work with a collection agency. Im scared i have kids and a single mother. An i think of so many things when the word "sue" is in my head. An im really worried about this. Like i said im willing to pay it. I dont even bring home $1000.00 a month not even half of that. I live with my parents.

I was also told by a lady at Mann Bracken that they sent me several letters but i only received one which said intent to sue. Thats it.

most if not all bottomfeeders say that.get that letter out rught away.

ok thanks i have done a debt validation letter and will be sending it out tomorrow certified and return receipt.

I have been asking this company to send me validation letter stating that I owe them money, but no answers from them when i call they just keep making threats without listing to me. Now i have recieved letter from my bank stating that Mann bracken has sent levy and their going to withdraw $1913.00 from my account on April 30th. What could I do to stop this from happening. I barely have enough money to pay my bills. What could I do I need help

Close your bank account, Mann Bracken has no business levying your account unless they were granted a judgement against you.

That's what I would do. Remove your funds and close the account (open a new one in another bank first). You should also send that DV letter to the Credit Reporting Agencies. If there is a Judgment (which is likely) and you don't know about it you could vacate it for improper service, so no worries there. But the 30th is only in 3 days and that gives you no time.

Mann Brackenn representative require me to have my payments in by the 30th of each month. Do the payments have to reach them exactly on the 30th?

I have rec'd a civil suit from Dell from these attornies. To whom do I send a letter asking for Validation of the court hearing which is coming up in 6/09

THEY are DEBT BUYERS PLUS LAWYERS....they will file rubber stamp forced arbitration against you!!!!!!!!!! FIGHT THEM ALL THE WAY!!!!!!!!!!!! REPORT TO FTC!!!!!!!!!!!!!!!!