Paid off MBNA card
Date: Mon, 01/24/2011 - 21:35
If you're sure that you've paid off the dues through Javitch, th
If you're sure that you've paid off the dues through Javitch, then you should contact and let Zwicker know about it. You can also ask Zwicker to validate the debt for which they are calling. If they cannot validate the debt, then you can send them a cease and desist letter and ask them to stop calling you any further.
Do you have proof of the debt being paid off? Did you get a pay
Do you have proof of the debt being paid off? Did you get a payoff letter? A settlement letter? Do you have a copy of paid check/money order/draft? Telling Zwicker you paid means nothing...unless you can prove it, they can pursue you including suing you. Cease and desisting could complicate it.
Right. And I am not trying to give you a hard time. But, it mu
Right. And I am not trying to give you a hard time. But, it must be known as the #1 rule of settlement to keep proof indefinitely of any agreements. It is quite possible for a settled debt to "accidentally" be sold to a jdb or placed with a ca. Since we also need this proof for potential IRS questions, there are more reasons than one to keep the records.
