While looking at my credit report I noticed an entry from Meade & Associates. I sent them a validation letter and received an answer in writing today with a copy of a check that was submitted to a local grocery store in the amount of $120 back in 2016. The check had a home address where I had never lived and was drawn on a bank in another state where I have never lived or worked . The name on the check is using the same last name as my maiden name, I've been married since 1991, the first name on the check is a shortened version of my first name, and the signature is no way near my signature. Can someone give me guidance on how to proceed now that I have their validation information which is incorrect. Which letter do I send now?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.