Suggestions and Ideas to correct our stupidity?
Well Rue, I think you definitely need to work this one out!!!!!
It's already been some time with those payday loans I guess.....
Are these companies legal??? You can google it out a bit!!!
If they are not then I suggest you need lawyers.... And if they are legal, then try outt debt settlement... then also I will ask you to take help of lawyers......
I think with debt settlement, you can get rid of these debts.........!!!! Actually avoid payday loans in future....
By the way,... how much is your house worth???
Hey there, firstly, did you sign a performance guarantee with your settlement company? Settling something for the original amount is highly unusual, in my experience. Regarding the time, it doesn't happen overnight, waiting until the creditors buckle is how settlement companies like the one I work for leverage creditors for lower payouts. They are also legally required to run EVERY settlement offer by you, even the bad ones, before taking the settlement. I'm sorry you're going through this, I know it's annoying, scary, troublesome, etc. but my suggestion is you'll have an easier time with your settlement company(if it's a legit one, accredited by the Better Business Bureau) than canceling and going about it alone. We have different negotiating tools at our disposal than most.