NCB Management Services
Date: Fri, 03/13/2009 - 08:40
I set up 2 settlement payments with NCB Management Services for my HSBC credit card. I was unable to get the funds into my checking account for them to debit. I explained that to them and told them what happened. I told them I still wanted to take care of the debt, but was unable to today. They said they would no longer work with me and that since my check crossed state lines it was a criminal procedure now and hung up. Now, I know that there was no physical check sent. They didn't try to send the debit through because "my account advisor" called to check the funds and they were unavailable. I don't see how that is criminal. I'm trying to work with them and they are rude and inconsiderate. I don't know what to do now.
You haven't committed a crime but they have however. What state
You haven't committed a crime but they have however. What state do you live in? Do you have a tape recorder? By stating you have committed a crime, they violated the FDCPA. If you can get it on tape, nail them.