Negotiating with Portfolio Recovery
First of all, relax. Calm your agitated nerves. I know you're extremely paranoid right now. Court cases are like that. What to do.
Listen, the court can't garnish your SSDI benefits. That is out of question.
See, the collection agency will try its best to grab your stimulus check. Many collection agencies are already trying this strategy. You have given so many information. But you didn't tell us the name of the state. In some states, the state government has issued an emergency order to stop any kind of garnishment order directed to banks.
And, I found another rule.
"A U.S. Treasury rule exempts from garnishment an amount in a bank account or direct express card equal to two months of federal benefit payments for that individual.”
This rule is applicable for the people who live on Social Security benefits.
Even if they win the case, they can hardly do anything.
But can you tell them so many things? Plus, $2000 amount is quite big. A good online debt relief company can help you to do out of court settlement at a lower payoff amount. They will take care of the negotiation part. Since, you have anxiety, this is why I'm suggesting you this,
You can get a list of DEBTCC verified debt relief companies from here: