my debt

G"Morning Cpl...
Have ya registered with this forum? If so someone will call you and discuss options with u.
Good Luck
Ang

Hello cplconner. Here are few tips that can help you. First of all you should stop increasing your debt. You will use one credit card only to buy urgent necessities and also discard convenience cards such as gas cards, departmental store cards, etc. Secondly, record your spending. Avoiding more debt starts with knowing what you are spending your money on. Thirdly, categorize your monthly expenses into ???????must have????????, ???????should have????????, and ???????like to have. Fourthly, figure out how much you owe, to whom and on what terms. Many people don????????t have a clear idea of how much in debt they really are. Gather your bills and make a list of all the debts you have. Write down the name of the creditor, your total balance, your minimum monthly payment and your interest rate. Fifthly, start paying it off by prioritizing the debts.
You didn????????t get into debt in a day and you won????????t get out of debt in a day. Don????????t give up hope. Good luck.

Great advice Angel!
Also they have 12 steps to debt free life that i've seen somewhere on here! Let me do a little more digging (this forum is SO big, i get lost) and try to get back to ya with the steps!
Good Luck,
Ang