Nervous Nelly Here! Need Advice!

Oak View Law has a good reputation and is a member of the BBB. You can check the Oak view law group BBB rating by clicking here.

The last time I checked oakviewlawgroup had an excellent rating of A- with the BBB.

debt settlement is not a walk in the park. You will get phone calls and there is the risk of judgments but if you are doing a 36 month program or less and you listen to them you will get out of debt. Hang in there I know its stressful but you will get through this. :D

The judgements that I may get, can they usually be handled by OVLG? For example I have a Capitol One card with about $1800 on it. I heard they are the worst with patience.

Yes , most settlement companies can settle on a judgment but will likely settle at a higher %. Capital One , Discover and Bank of America are probably the 3 worst to deal with right now.

Thanks mobile! I always wait for your replies, you seem to know allot!

Thanks for the compliment . I try :D

I've read both good and bad about them

I don't mean to sound rude but when I call I always get someone with a strong accent that I can't understand. This makes me nervous. They seem to check out and have a lawyer license but just am nervous about sending my money.

Most debt settlement companies have their call centers located outside of the US, it helps them cut costs and just in case they have to run, well you know......

Quick question? how does anyone know the person they spoke to on the telephone is a lawyer? Is there any way to check their credentials, I think so, ask them for their bar number and state they operate in,I????d like to see some foreigner provide somebody with that information.

I disagree. Most settlement companies are not oversees. I am not sure where you are getting that info.

You can disagree all you want, just in one foreign city I used to live in, there are four major dmp companies, stop being so trustworthy or maybe you own OVLG?, you seem to endorse them quite a lot.

Maybe I own Oak View Law , New Beginnings debt settlement LLC, Superior debt relief , Century Negotiations , Debt Wave , GreenPath debt solutions , and Consumer Credit Management Services, Inc. I must since I have mentioned these companies before. I have endorsed Microsoft before so maybe I own them to. Bill Gates if just the spokesman and fall guy.
Maybe Oak View Law does have people over sees. Who cares ? They have a good reputation and that's their prerogative. Just because they do it doesn't mean every other company outsources over sees. All of my employees that work for me are full blooded American tax paying citizens.

Thank god!

When BG calls me their phone # area code shows 775 which is Nevada. One of the concerns I have about Oakview is the fact that everyone I seem to talk to is in Nevada, but their business shows it's in CA. They do have lawyers in CA however.

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I was told that since I had a credit card company serve me a civil summons, Oak View could not accept them with my other debts. I feel that I am getting conflicting information here.

Pretty much all settlement companies will not enroll a debt that you are already being sued on because it will really not benefit you . It will likely settle at around 70%-100 % so they can`t really save you any money on that account.

As an attorney who has handled many collection cases, I've personally negotiated litigation settlements much less than 70%-100%. Why would a creditor agree to such a thing? The creditor might get nothing, and have to pay a lawyer????????s bill to boot.

In one recent collections matter involving more than 60k, on the day of trial the judge granted my request to throw the case out (costing the client just a few hundred). In other instances I????????ve negotiated pennies-on-the-dollar settlements, billing just minutes of legal time.

Someone trained in debtor-creditor law can accomplish a lot; resolving debtor-creditor disputes is part of what we lawyers do. A non-lawyer who gives you legal advice is not only wronging you, but is committing a crime as well.

Do yourself a favor and seek out a small firm near where you live, someone who offers free consultations. (Most lawyers I know do so.)