Debt Statute of Limintations in Ohio

Ohio Statute of Limitations are as follows
Oral= 6 years
Written = 15 years
Promissory = 15 years
Open Ended accounts = 6 years

Ohio Statutes of Limitation

Written or oral account: 6 years
Written contract: 15 years
Oral contract: 6 years
Note payable at a definite time: 6 years,
Demand note: 6 years after the date on which demand is made or 10 years if no demand is made and neither principal nor interest has been paid over that time
Dishonored check or draft: 3 years after dishonor

can collection agencys contact neighbors?

yes

NO! If they are contacting an uninterested 3rd party it is supposed to be for location information. If they are contacting a neighbor that means they already know where you are. Its a a collection ploy and it would be proven to be a violation by an experienced consumer attorney.

If you wish to look into this further, visit naca.net and search by zip code for an attorney that is listed with FDCPA experience in your area. If you have difficulty finding one close by call the closest one and ask for a referral.


Mileage may vary.

Yes they can...for location information only. Poster above....they can confirm that you live there.....having an address doesnt mean you still reside there and that is not a violation. Disclosure of the debt is.

Soap,
I wholeheartedly disagree... Cases I have seen involving neighbor contact had other variables that have been built into a successful suit and settlement. The contacting parties own data, which is entirely discoverable, dooms their defense.