Get out of credit card debt

Hi!
Welcome to the forums!
I think you should contact your creditors and explain your situation to them. If you have been a responsible borrower in the past, then the creditors may agree to extend the due date or work out an alternative repayment plan with you. If the creditors refuse to lower the payoff amount or the interest rates on the loans, then you may get professional help. You can take advantage of the debt settlement or consolidation or management to repay your debts. Keep trying to increase your income. Follow a well-planned budget and try to save as much money as you can. This will help you pay off your existing debts.

If you don't want to ruin your credit, contact your lenders now and ask if they can put you on a hardship plan.