outstanding pay day loan
Date: Fri, 12/22/2006 - 07:58
outstanding pay day loans
i had s pay day loan and i am going through some hard times now i've tried to pay it off as much as possible but every time i pay it seems likes the harrasment worsens. they've threatned legal action for defraud because my bank account is closed the bank closed my account after they kept tryin to run the check through for insuficcent funds. I'm trying my best can the seek criminal action against me?
payday debt
What state are you from and the names of the payday loan companies. Online or store front? Tell me that and i will chek them out for you. Good for you on closing your account though. They would put you deeper and deeper in debt.
Paraf2000, if you give us a little more info, we might be able t
Paraf2000, if you give us a little more info, we might be able to help you. Is this an internet loan or storefront? Also, what state do you live in? How much was the amount you borrowed? Is the $320 the total you have paid back so far (including fees and interest?).
payday debt
Now TX is a fun one to deal with. I have called the regulatores there and yes they have to be licensed to do business there. But like the regulator said here is the loop hole online lenders found in TX. They can register with a finacial instutution that is legal in TX and be considered legal. So what the next step is is to call the sec. of state and see if they are licensed or regesterd. Do you want to call or do you want me to find out for you?
payday debt
So i can take it that they are a store front? {Date}
Quote:
{Name Pay Day Lender} {Address}. {City, State, Zip Code} Dear Manager, I regret having to write this promissory note but I have no other options at this time. You have been more than fair and this is very hard for me to address, but as you can see I have been a faithful customer for quite sometime. Due to financial difficulties I am unable to pay and re-borrow my loan at this time. Unfortunately I don????????t have any support system to ask for help. I am not the kind of person to run out on my debts and I WILL pay my bill in full, but I have to make arrangements with you at this time, I commit to paying ( $ ) per month, more if possible, until the ( $ full amount ) is paid in full. I do not and looks like will not have enough money in my bank account therefore would appreciate it if you don????????t try to deposit my check as additional fees will only worsen my situation. I apologize for the letter contact but it is embarrassing and I don????????t want to address this issue in your office lobby while others customers may hear my situation. Thank you and fill free to contact me at home ( area code-phone number ) . Please do not contact me at work as this is a personal matter and I am not allowed to receive personal calls at my work. Respectfully ( Your name here ) {Address}. {City, State, Zip Code} |