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>360K business and personal combined + more circumstances

Date: Fri, 04/17/2009 - 13:32

Submitted by anonymous
on Fri, 04/17/2009 - 13:32

Posts: 202330 Credits: [Donate]

Total Replies: 1


In brief when I was unable to pay last March I has $360K in outstanding balances. These are combination of business and personal. I have made no payments since then. Everything has been charged off. I really don't want to file BK. I get settlement offers for 30% of the new amounts which are all higher of course.

I ran my own business for 15 years and had excellent credit. But also never took personal income. Thus have not filed a tax return in years. (Yes they loan you lots of money with out tax returns... well they used to).

So given short sale of $80K on home and if I file BK will I also get hit by IRS?

I may be able to get investment money from foreign people to settle the accounts in return for future work or equity in company.

I am in quite the pickle. I just found this site and would love advice.

Thanks!