I am so stressed out!!!!!!!
Awww gee, I understand how you feel, I have been there and am st
Awww gee, I understand how you feel, I have been there and am still digging myself out, it seems endless. I really don't have any advice but I wanted you to know I understand! Hang in there, hopefully things will get better for you! :)
Have you tried looking into a debt mamnagement plan? Or have yo
Have you tried looking into a debt mamnagement plan? Or have you tried asking your creditors about hardship programs?
I also know how you feel, and sometimes it just feels good to vent!
Thanks for the support. I am going to call and ask to see what
Thanks for the support. I am going to call and ask to see what kind of help they can offer. I sent a letter to one creditor once and they responded to me saying that they couldn't help me. Is it better if I call, rather than sending a letter?
None of mine responded favorably to my letters. I had much bett
None of mine responded favorably to my letters. I had much better luck by calling. But truthfully, once I started missing payments and the collection calls started, that's when I got the most offers to enter a hardship program. When they called and asked about the missed payments I would tell them that I didn't have any money and that we had a hardship. Then they would ask what was going on, listen to what I told them, and then in most cases, offer some sort of hardship program.
Good luck!