I want to have all my debts combined together

Welcome to the Community myense :D Here is a link for different options you may have concerning your debt at http://www.debtconsolidationcare.com/options.html It explains things from counseling to consolidation. In consolidation, you can combine your unsecured debts into one monthly payment, with lower interest. Some companies take payday loans, others not. Since you have registered, look over these options, and you can discuss them during your free credit counseling. They will take income, debts, balances,etc., into account. We aslo have a ranking chart on the different companies..Keep us posted..KAren

Please try langhorne debt solution they only focus
on payday loans

Just a side note- whoever you decide to go with, please check them out with the BBB. You can also search for them on this site to see what others have experienced with debt consolidation companies..Karen

I read Langhorne was not able to settle the accounts of few people here. Though others might have had positive results. Bossy is right. Do your thoroughly research on the company with the AG's office and the BBB and get customers' feedbacks.