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Date: Mon, 10/05/2009 - 06:36
3 Payments behind. Received letter stating account is being processed for legal action against me. Will be hearing from their collection agency or attorney. What happened to 180 days and chargeoff? Will they offer settlement or sue???:confused:
Quote:Originally Posted by OZZIE693 Payments behind. Received l
Quote:
Originally Posted by OZZIE69 3 Payments behind. Received letter stating account is being processed for legal action against me. Will be hearing from their collection agency or attorney. What happened to 180 days and chargeoff? Will they offer settlement or sue???:confused: |
The best way to figure it out is by asking the bank. Let them know that you are willing to settle. Be prepare to negotiate a settlement even.
Now a 115 days late and their representative mentioned settlemen
Now a 115 days late and their representative mentioned settlement. Seems the letter regarding collection agency was just a scare tactic. They charge off in 160 days so will wait a little longer and make offer.
Offered 50% over 4 months. Thinking of taking it to avoid charg
Offered 50% over 4 months. Thinking of taking it to avoid chargeoff or lawsuits.
Since with original creditor is it okay to send personal checks?
Thanks
$3,800 has been charged off but still in house. Will not budge
$3,800 has been charged off but still in house. Will not budge on 50%. No longer charging interest. They said I could pay $76 month.
What would you do???