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Hi experts please could you tell about "Pacific Debt" right now I'm with "Pacific Debt" my question is

" In this case bank told me if you go with these type of company then you credit is gone for six year is't right or wrong and "Pacific Debt" told me it's just effect your for three year when your payment is complete then everything is going ok"

"It's effect on my credit score"
"It's like a Bankruptcy"

Please tell




It sure does have an affect on your credit that is long term. WHat type of debt do you owe??

If you must use a debt management company, use a NON PROFIT like Consumer Credit Counselling Service...they are nation wide and have low fees. For profit companys like Pacific Debt are more concerned with their fees instead of results.


Sub: #1 posted on Thu, 05/09/2013 - 13:43

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17319 | Credits: )

Anything that deviates from the contractual agreement will have a negative impact on the credit until all of the delinquencies are satisfied.


Please see my article on how to recover from debt to learn about how long your various debt relief options will negatively impact you. It will help you better understand your concerns.


Please feel free to reply with any questions.


Sub: #2 posted on Fri, 05/10/2013 - 05:30

Jared Strauss Jared Strauss

(Posts: 74 | Credits: )


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