Hi there, I have 2 credit cards that are maxed out totaling $7000. I also have an installment loan with a balance of $4500. I also have a student loan currently at $9000. My credit card minimum payments are high, and my installment loan payments are $300 per month. I'm asking for any advice on strategies to pay down the debt. My credit cards are both 20%, and lately the payments have been $100+. My installment loan is 36%!! I applied to my bank for a personal loan so that I can pay off the loan with 36% interest. Is there any one else in $20,000 in debt st 23yo :( any suggestions or advice would be great thank you
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