Violation regarding sending payments ??

Date: Thu, 06/28/2007 - 09:57

Submitted by cannr
on Thu, 06/28/2007 - 09:57

Posts: 9317 Credits: [Donate]

Total Replies: 7

Okay. After emailing US Fast Cash for a "physical address to mail a payment to" - I got the response of "your email has been forwarded to the correct department." Okay. No address still. HOWEVER, my response to the email to One Click Cash requesting a "physical address to mail payment to" was responded with - WE ACCEPT MONEY GRAM AND WESTERN UNION PAYMENTS.So...is what they're telling me that I can NOT mail a payment to them? Is this not a violation of something? People, I have it in PRINT. They stated that's how they accept payment. No mailing address. Input, please!!!!!

I think this covers it. [quote]???? 913. Compulsory use

I think this covers it.

[quote]???? 913. Compulsory use of electronic fund transfers

No person may--
(1) condition the extension of credit to a consumer on such consumer's repayment by means of preauthorized electronic fund transfers; or
(2) require a consumer to establish an account for receipt of electronic fund transfers with a particular financial institution as a condition of employment or receipt of a government benefit.

[Codified to 15 U.S.C. 1693k]

[Source: Section 913 of title IX of the Act of May 29, 1968 (Pub. L. No. 90-321), as added by title XX of the Act of November 10, 1978 (Pub. L. No. 95-630; 92 Stat. 3737), effective May 10, 1980][/quote]

http://www.twc.state.tx.us/news/efte/electronic_fund_transfer_wages.html

lrhall41

Submitted by Frogpatch on Thu, 06/28/2007 - 10:14

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Violation

frogpatch, does that apply for money gram or western union also? Because are they technically electronic funds? Or not? I think it's not? Help!

lrhall41

Submitted by cannr on Thu, 06/28/2007 - 10:34

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It looks like it is a matter of interpretation. A well known Con

It looks like it is a matter of interpretation. A well known Consumer attorney om another site has a list of dos and donts about collection agencies and one of the don'ts is Never pay by Western Union! I think that would apply to PDLs also. You can email him and get his opinion on this. He is very responsive. I will PM the address to you.

lrhall41

Submitted by Frogpatch on Thu, 06/28/2007 - 10:40

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Here is the physical address for US Fast Cash. I filed a BBB co

Here is the physical address for US Fast Cash. I filed a BBB complaint against them, and this is the address the BBB has on file and the address I was told I could send a money order to.

US FAST CASH
198 S EIGHT TRIBES TRL
MIAMI OK 74354-1002

PHONE: 800-640-1295
FAX: 800-470-6614

lrhall41

Submitted by Tiffany99 on Thu, 06/28/2007 - 10:44

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Address

Tiffany, this is the address I got mail returned to me stating "undeliverable/not at this address".

lrhall41

Submitted by cannr on Thu, 06/28/2007 - 10:55

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I think that law only applies to money coming out of your bank a

I think that law only applies to money coming out of your bank account, not money grams or western union.

I would not want to send that way either. I'd say they give you an address to mail the payment to or they don't get the payment!

lrhall41

Submitted by goudah2424 on Thu, 06/28/2007 - 11:20

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One Click Cash

I agree, goudah. I do not want to send anything via western union/money gram/etc. I just wondered if it is 'questionable'/'illegal' that these people will not give a physical address. Actually, this is a loan that has been overpaid so I wasn't going to actually mail any money in to them. I was just inquiring in my email to them to see if they would give out an address. No one will in writing. One Click just says to money gram it or western union it. US Fast Cash won't respond to my address question. And Quickest Cash Advance says to call them so THEY can tell ME what to pay and how. I want documentation.

lrhall41

Submitted by cannr on Thu, 06/28/2007 - 11:28

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