How do I find out if I can get my payoff amount lower?
Date: Wed, 08/01/2007 - 16:42
I owe 8500.00
they gave me the amount of 6400.00
Is there any way to reduce this further, since a judgement has already been entered against me?
This is like a nightmare-I'm shaking, my kids think I've got the flu or something.
Ideas?
Elsie, if they already have a judgement against you, I am not su
Elsie, if they already have a judgement against you, I am not sure if this can be negotiated any further. Is the 6400 what the judgement amount was? Did the cc company have the court freeze your account for this? If you filed a hardship paper with the court, sometimes they will take your ability to pay into account. Hang in there, we are here to help support you..KAren :D
No, the judgement amount was the 8500.00. I am unemployed becaus
No, the judgement amount was the 8500.00. I am unemployed because I stay home with my 4 kids-my husband has a full time job, but, just our luck, has had a 2 week absense of available work!
It feels like it's all happening at once!
Where does the 6400 come from, or is that the amount you want it
Where does the 6400 come from, or is that the amount you want it down to? Were your accounts frozen as the result of the judgement? I really don't know that you can get the judgement lowered once it has gone to court, but I am not an attorney. It does seem that everyting happens all at once-or at least in my home!! Hang in ther!!..KAren
No, the woman said that if I pay a lump sum settlement, it would
No, the woman said that if I pay a lump sum settlement, it would be reduced to the 6400. All of my accounts were frozen for DOUBLE the judgement amount!!
Thanks!