Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

Spouse negotiating???

Date: Wed, 06/15/2011 - 21:20

Submitted by gawe
on Wed, 06/15/2011 - 21:20

Posts: 49 Credits: [Donate]

Total Replies: 2


Hello. This group helped me a bunch with my personal credit card debt and I'm on a 0% interest 5 year payouts on my accounts and it is working so far. I recently married last September and then in March my husband's company restructured and he lost about 35% of his income to keep his job. The amount he is short each month is exactly the amount of his credit card payments. So I told him to stop paying them all back in March.

The calls are really increasing now and he wants me to negotiate with the companies. He received a lump sum severance that is about 50% of his credit card debt. We have it in the bank. Has anyone had to add a spouse as a person who can discuss the account? Just curious how much of a hassle it was. I'm hoping to get these settled in the 30-40% range and use the balance to pay towards the IRS debt we owe. :(

Thanks,
Marie


Thanks. Well I am also an attorney, thus his reason for wanting me to negotiate and he just doesn't argue very well. :) I haven't decided if it's better to do this as his wife or his attorney. ?? I did speak to one creditor and told them I was his wife and he wanted me to talk with them and they mentioned some 3rd party form. I considered sending them Power of Attorney forms but still debating the best way to approach them.

Any other attorneys on the forum who negotiated with your own creditors (or a spouses) and not reveal you were an attorney? Pros/cons?


lrhall41

Submitted by gawe on Wed, 06/15/2011 - 22:47

( Posts: 49 | Credits: )