personal items in car when repoded

i honestly am not sure.. maybe you can contact your local police station to ask them? i do not see how it is fair if you cannot.

Legally, you did not sign a security agreement for "personal/tangible items" outside of the vehicle itself; therefore the lienholder has no security interest in those items and cannot hold them as collateral.

When you talk to them next, ask them if they filed a UCC on those items at the inception of the loan. If a UCC was not filed and perfected with the Secretary of State, they cannot hold the items.

Make them aware that you know your rights and they cannot hold personal effects. If they refuse to give the property back, file a complaint with the state AG office.

No reason why they wouldn't allow you to take your personal items from the car.