Debt Settlement

in my experience there is good settlement companies out there i had 1 in particular if your interested. But you first must be aware that your credit will get worse before it gets better. This will happen no matter what company you use or bankruptcy, settlement, or whatever. Many would advise you to settle these accounts on your own. Which is great if you are up for the challenge. There are some great threads here to aid in your help here. I myself did not want to deal with them so i was willing to pay the settlement company to do this for me. but it is cheaper to do it yourself. besure to read up and research to be sure you know which plan is right for you and if you are interested in the company i used let me know i will expain it all too you. but be sure you know what is the right plan for you.