REQUESTING PROOF of debt

Date: Thu, 07/30/2009 - 17:41

Submitted by frickable
on Thu, 07/30/2009 - 17:41

Posts: 4 Credits: [Donate]

Total Replies: 4

I requested TNB to stop Harrassing rude phone calls and mail to me proof of debt/ statement of proof anything to tell me the debt is mine and it has been a year an still NOTHING. I called the other day and they could tell me nothing. But the credit bureu says its legit. WHat is my next step?

Did you request validation in writing via cmrrr? They do not ha

Did you request validation in writing via cmrrr? They do not have to resopond to verbal requests.

lrhall41

Submitted by SOAPLADY on Thu, 07/30/2009 - 18:09

( Posts: 17315 | Credits: )

I sent certified mail

My rquest was certified mail.
june 4 2008 signed by mary vorie

lrhall41

Submitted by frickable on Thu, 07/30/2009 - 18:35

( Posts: 4 | Credits: )

tnb ccb

OKay another question

If I requested in writing to the CCB credit collectors for proof of debt they have to send it to me right? TNB said they had no control over it anymore it was in the hands of CCB so I requested from them proof in writing is this the same as asking for it from TNB? And the answers I am getting from the Credit reporting agencies do not tell me anything about how it is mine or not.

lrhall41

Submitted by on Tue, 08/18/2009 - 11:25

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Unless you live in TX, they are under no obligation to respond t

Unless you live in TX, they are under no obligation to respond to a dv letter. However, they have to cease all collection activity until they do respond. If they are unable to validate the debt, then they will pass it on to another collection agency. Then you start the whole process over. The new agency is not bound by the dv letter sent to the old one. If the item is on your credit reports, then you can dispute it with them. This will force the collectors to validate the debt to them. Sometimes this helps.

lrhall41

Submitted by southernapostolic on Tue, 08/18/2009 - 19:48

( Posts: 302 | Credits: )