Can they re-age my debt?
Date: Fri, 05/13/2011 - 04:38
How can I get them to stop? They have re-dated my debt on my credit reports. I have disputed the debts (both were book clubs, both have been paid in full) with all three credit reporting agencies. I thought it was illegal for them to re-date my debt.
Whom do you want to stop? If your account has been re-aged illeg
Whom do you want to stop? If your account has been re-aged illegally, then you should send a letter to the credit bureaus requesting for the FCRA compliance date. After that you may dispute the account status with the credit bureaus. You may also report the issue to FTC to State Attorney General since re-aging is a major violation of FCRA laws.
OP,..do you have documentation when the book clubs were actually
OP,..do you have documentation when the book clubs were actually paid in full'? If you do, then you can make a copy of the documentation and send a letter to the CRA's with the evidence that you have. That should be a pretty good start for you.
