debt consolidation

Hi!
Welcome to the forums!
Don't get panicked. Several consumers get into debt problems every year. If you can't afford to make payments on the debts, then you should negotiate with your creditors to reduce the debt amount. Work out an alternative repayment plan with your creditor. If that doesn't work, then you should contact professional debt relief companies and get help from them. You can get a list of verified debt relief companies from our ranking chart section.

If you're out of USA, then creditors can't do much against you till you come back. But if the credit card company has several branches in other countries, then you may face problem. Your creditor can take legal action against you as soon as you return to the country. So, it is better to pay off the debt